Losing your job means more than just a loss of income. There is no paid vacation and no expensive lunch on the company’s credit card on job loss. What to do? How government can on job loss and how to be eligible for this.
How the Government Can Help for Job Loss
In many cases, you may lose your health insurance, a good portion of your social life, and at least a way to be proud.
If you are not uniquely wealthy, job loss, especially in times of high unemployment, means major life changes.
Fortunately, the government provides a number of programs to tackle the economic and emotional push of unemployment.
Unemployment benefits
All states provide unemployment benefits through joint federally funded programs. Assuming you are involuntarily trimmed, you are generally eligible for unemployment.
You are not eligible for unemployment benefits if you voluntarily leave a job or are dismissed for serious misconduct or criminal behavior.
Private employers in all 50 states are required by law to contribute a certain amount each month to their state’s unemployment insurance program, and then the state distributes the benefits to unemployed people on a weekly basis.
People with unemployment benefits need to be actively looking for a job. You can apply for unemployment benefits through your state’s Department of Labor or Workforce Development.
Access to healthcare
Most employers pay a significant portion of their employees’ health insurance premiums, so losing a job can result in loss of health insurance.
Federal law allows Cobra to order that your employer give you the opportunity to continue your health insurance at your job for up to 18 months.
But now you have to pay the full amount of the premium, and many unemployed families with minimal income cannot afford to pay the premium every month, which can go up to several hundred dollars.
If your income is low enough, you may be eligible for health insurance through Medicaid and many families may qualify for federal / state children’s health insurance programs or CHP. Benefits.v is the best place to determine your eligibility for these and other programs.
Work re-training program
Both the federal and state governments offer re-employment and re-employment programs for the unemployed.
The U.S. Department of Labor has created an employment and training administration and established one-stop care centers across the country.
The Career Pathway Initiative is an information and networking program funded by the ETA designed to help unemployed find re-training and re-employment resources.
It should be noted that the Incentive Act of 20 provided significant funding for additional work remodeling programs, but budget constraints reduced these programs in the form of 2012 your Answers and grants are also available to continue your education.
To suffer the loss of a job
Other government programs can help low-income unemployed people get food assistance or housing and energy assistance.
Depending on the size of your family and the extent of your unemployment benefits, you may be eligible for programs such as state food assistance or rent or mortgage assistance.
Career advise or sensitive advice is also often available. Check-in with your local One-Stop Career Center or the Employment and Training Administration website to learn more.
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